“American First Finance” is the newest addition to the many companies providing cash advance services online. “American First”, as it is called, provides an easy way for consumers to obtain their personal loans, by filling out a simple form online. “American First” helps consumers get payment plans for credit card purchases and then helps merchants increase sales by aiding them with the financing. We approve up to 90% of all consumers and provide a world class consumer service experience. In some instances, even greater.
American First Finance has been one of the most successful internet payday loan companies for the last five years, due to several factors, one of which being that they have been very proactive in addressing frequently asked questions. The number one question that many consumers had was regarding their ability to qualify for a no fax, no hassle loan. This is easily done with their online application forms, which you can fill out completely on your own computer from home, and American First Finance will e-mail you the response to your application within 24 hours.
This e-mail response will contain three pieces of information: your name; your contact information; and your debt or cash advance owed. You will need this information to be able to receive your cash advance loan, but American First Finance is required by law to inform you that you owe the debt to the original creditor. This lets you know that if you wish to repay your debt with your new loan, you can do so, as long as you pay the amount owed to American First immediately.
If you owe money to any other creditors, such as your auto insurer, you will not need an e-mail from American First finance in order to settle those debts. American First Finance works only with the original creditors, so they can inform them that you are in financial distress and want to pay off your debt with a cash loan. Once the debt has been settled, you will receive an acknowledgment from the creditors that American First finance has paid your debt, which should be sent to your address provided on your online application form.
The final piece of information necessary to receive approval for American First Finance is the last four digits of your social security number. This four-digit number is used to check to make sure that your social security is paid on time, which will eliminate the possibility of anyone using your social security number to obtain credit in your name. You should always keep a copy of your social security card in a safe place, as well as a copy of your monthly credit report, as mistakes can easily be made on the American first finance application.
American First Finance offers cash loans with very reasonable terms. For example, a sixty-month term is standard for these types of loans, which means you should be able to repay the loan without a lot of trouble. Your payments will likely include a fee for American First Finance to bill the credit reporting agencies. You will probably need to arrange for automatic payments, but many of these companies offer the option of making the payments yourself so you won’t have to worry about remembering to make a payment. However, it’s still important to make your payments on time because the faster you pay off your balance, the sooner you will be out of debt and back on the path to financial freedom.
If you do not meet the requirements for an installment loan, or if you are already past due and wish to apply for a cash advance, you may contact American First Finance. This company works with all credit reporting agencies, so you will be able to get the results you need quickly and easily. They will notify the credit reporting agencies about your initial application and any updates, which will allow them to investigate your financial situation further and make any changes to your credit report that will improve your chances of approval.
Once you have been approved, you will generally pay off your debt in about ten days to two weeks. Depending on how much debt you have, you may have to pay off several different loans. In addition, you will have to pay additional fees for the services provided by American First Finance, such as the credit counseling, debt negotiation, payoff calculator and other services. These fees may also be waived if you pay a certain amount of money down within a certain period of time. Speak to a representative from the debt consolidation and loan company to learn more about the American debt relief system.